Visa launched a live pilot with BILL and Billtrust at Money20/20 USA in late October 2026 to test end-to-end B2B invoice payments executed by software agents. The agents act on invoices enterprise buyers have already approved; they do not decide which supplier payments to authorize. Visa’s Trusted Agent Protocol and Agentic Directory are designed to authenticate those agents when they access supplier and merchant portals without shared credentials or manual human login. Separately, Visa has put Commercial Payment Controls into production for eligible issuers in supported regions, allowing businesses to set limits and restrictions on corporate spending. The company plans general availability of Commercial Virtual Authentication and Commercial Supplier Validation in 2027 after pilot completion. Its SESA 2.0 analytics platform has identified more than $600 billion in potentially cardable supplier spend. The pilot tests whether approved invoice payments can be executed through automated workflows while preserving buyer-defined controls.