Hyperlayer has raised £19.5 million in a Series A2 round led by existing investor Flintlock Capital, valuing the company at £195 million post-money. Mouro Capital and Susquehanna Private Equity Investments also participated. The funding brings Hyperlayer’s capital raised over the trailing 12 months to approximately £50 million, following a £30 million financing in late 2025. The company develops Layer Core, a programmable overlay designed to let banks manage product logic, pricing and automated compliance above their existing core systems, which continue to record ledger transactions. Hyperlayer says it has secured deployment mandates with unnamed Tier 1 banks in Europe and North America. The round supports an international rollout following its US market launch in September 2026. Alongside the financing, Hyperlayer named Ben Helps chief operating officer and Louise Chan chief commercial officer. Flintlock Capital co-founder and general partner Joe Shamess joined its board.

Swift has postponed the mandatory removal of unstructured postal addresses from payment messages, previously scheduled for November 14, 2026. It has also deferred cross-border payments changes to Standards Release 2027 or later, with an updated scope expected by December 2026. The European Payments Council and Federal Reserve Financial Services have postponed their structured address timelines in response. The delay exposes a data problem beneath the messaging change. Swift monitoring found that roughly 61% to 65% of global payment messages still used unstructured addresses shortly before the decision. Many core banking and ERP systems store addresses as free text rather than the separate fields specified by ISO 20022. Swift’s interim hybrid format requires a structured town name and country code while allowing limited free-text detail. Separately, the non-payments portion of Standards Release 2026 is now scheduled for June 12, 2027, to avoid a conflict with Europe’s T+1 settlement migration.