The Fintech Log
# Kinexys

TerraPay and J.P. Morgan have connected TerraPay Verify with Kinexys Liink so participating financial institutions can check recipient details before sending cross-border payments to mobile money wallets or bank accounts. Announced on October 22, 2026, the integration allows Liink participants to configure bi-directional API queries with TerraPay Verify. It extends a validation network that already covers account details in more than 70 countries to wallet-related checks. The partnership targets a source of payment failures: a 2026 LexisNexis Risk Solutions study cited during the rollout attributed 10% to 15% of cross-border payment failures to incorrect recipient or beneficiary details. Wallet identifiers can differ from conventional bank-account formats, making early checks useful but not a guarantee that a payment will complete. The companies have not publicly disclosed commercial terms, query pricing or country-by-country rollout plans, and the available information does not establish how much the integration will reduce failures in practice.

Oct. 25, 2026 • 3 min read

JPMorgan Chase’s Kinexys division announced on October 19, 2026, that JPM Coin is live on Ethereum mainnet for approved institutional clients. The dollar-denominated token, also known as JPMD, represents a one-to-one claim on deposits held at JPMorgan. Its Ethereum deployment extends availability beyond Coinbase’s Base network and allows approved counterparties to initiate peer-to-peer transfers around the clock across Ethereum Virtual Machine networks. The expansion does not make JPM Coin a retail product or open it to decentralized exchange trading. Unlike a reserve-backed stablecoin issued by a non-bank entity, JPMD is a permissioned commercial bank deposit token. JPMorgan first deployed it on a public blockchain through Base in November 2025, following a pilot with B2C2, Coinbase and Mastercard. Kinexys says it is also working to issue JPM Coin natively on the Canton Network during 2026 for privacy-enabled institutional financial market settlement.

Oct. 21, 2026 • 2 min read