TerraPay and J.P. Morgan have connected TerraPay Verify with Kinexys Liink so participating financial institutions can check recipient details before sending cross-border payments to mobile money wallets or bank accounts. Announced on October 22, 2026, the integration allows Liink participants to configure bi-directional API queries with TerraPay Verify. It extends a validation network that already covers account details in more than 70 countries to wallet-related checks. The partnership targets a source of payment failures: a 2026 LexisNexis Risk Solutions study cited during the rollout attributed 10% to 15% of cross-border payment failures to incorrect recipient or beneficiary details. Wallet identifiers can differ from conventional bank-account formats, making early checks useful but not a guarantee that a payment will complete. The companies have not publicly disclosed commercial terms, query pricing or country-by-country rollout plans, and the available information does not establish how much the integration will reduce failures in practice.